We're building the accounts-payable, treasury and vendor infrastructure for businesses that are ready to settle cross-border payments in stablecoins instead of wires — in seconds, for a fraction of the cost, with a paper trail that doesn't disappear into a chain of correspondent banks.
A business sending money overseas today is handing it to a chain of correspondent banks and hoping it comes out the other side close to intact. Each hop in that SWIFT chain can take its own cut, and by the time the money lands, it's genuinely hard to tell where the shortfall came from. That's not a hypothetical — it's a pattern familiar to any business that has tried to pay a contractor or supplier abroad and watched a payment arrive short, with no itemized explanation of why.
International wires can cost up to 6.36% in fees according to the World Bank — more than double the G20's own target of getting that cost down to 3% by 2027 — and still take one to three hours (or days, for standard ACH) to settle.
Stablecoins settle in roughly 30 seconds, on a public, auditable ledger, for a cost that's a rounding error by comparison. The technology to fix this already exists. What's missing is the boring, unglamorous infrastructure businesses actually need to use it: a bill-pay workflow their AP team recognizes, a treasury view their controller can reconcile, vendor records that track KYC and wallet details, and approval rules that satisfy an auditor — not just a wallet address and a hope.
We're starting with finance and operations teams who already feel this cost — in fees, in reconciliation time, or in payments that just don't arrive on time.
These are early, functional prototypes — not production software yet — built to prove out the workflows before we wire up real custody, compliance, and bank-grade security. Enter your email below and we'll keep you posted as they move from prototype to product.
Live and historical FX rates across 31 currencies, with a converter so you can see what an amount actually looks like in another currency right now — plus a knowledge hub of FX-specific news and the economic calendar that moves rates.
A full invoice lifecycle — Draft, For Approval, Processing — with GL coding (account, department, class, location), role-based approval thresholds, and the choice to pay out via stablecoin wallet transfer or traditional ACH/wire.
A real-time view of stablecoin holdings by wallet and GL account — what you're holding, where it lives, and the wallet address behind every balance, so treasury has the same visibility over digital assets as it does over a bank account.
A single record per vendor — bank or wallet destination, W-9 status, foreign-vendor flag — that feeds straight into Billpay, so no one is re-typing payment details (or risking a typo in a wallet address) invoice after invoice.
Role-based access (Preparer, Approver, Admin) with company-wide approval-threshold rules enforced in Billpay — no self-approval, no bypassing a dollar threshold, the separation of duties a real finance team actually needs.
We're building this in the open, but haven't opened the prototypes to outside users yet. Leave your email and we'll reach out as access opens up — and feel free to send a note if you want to tell us what you're dealing with today.